How to Consolidate Federal Student Loans

Consolidation of student loans is a means of merging several federal loans into one single, specific consolidation loan. By applying via the Federal Student Aid office of the U.S. Department of Education, borrowers can simplify the bill-paying procedure, reduce monthly loan payments, and find a repayment schedule that suits their needs. Consolidation may be used

Business Credit Repair Services

We, at 007 Credit Agent, understand the issues related to business credit and offer services that cater to all scales of businesses. These services will help to improve the business credit history, get better credit opportunities, and expand the business. At 007 Credit Agent, the business credit services fall under three categories: Credit Building Credit

Credit Repair specialist California

Individuals are forever inclined to have control over their finances and consider credit to be a vital part of their financial planning. Credit or leverage means a formal contract between a buyer and seller in which the buyer takes something from the seller and promises to return it within a stipulated time. Credit also means

Fair Credit Reporting Act (FCRA): Common Violations and Your Rights

The financial future of a consumer will rise and fall based on his credit report, so everyone must keep a close eye on the contents. Credit reports are used to determine who gets a job, a credit card, a loan, or even a rental apartment, so few things are more important than getting an error-free

Factors Affecting Credit Score Rating?

We will start our discussion with the factors that affect credit scores. Thus, the main factors which are used to calculate the FICO credit scores are the following: Payment history has the maximum weightage, amounting to 35%, in determining the credit score. Thus, the information about whether an individual has paid back the money received

EVERYTHING YOU NEED TO KNOW ON CREDIT SCORES AND BANKRUPTCY.

Oops! Did you file for bankruptcy? Do you feel you are not going to recover from it? Better said, do you want to boost your credit score? Not to worry, this article will shed light on the tips to improve credit score fast even after filing for bankruptcy.  It is a widespread notion that filing

How to repair your credit?

Are your loan applications getting rejected because of a low credit score? Are you worried about your monthly installments against student federal loan? Are you paying more? Can you save on student loans?  If you do not have money to pay a professional to improve your credit score, you still have the option to improve

MISCONCEPTIONS ABOUT BANKRUPTCY AND ITS EFFECT ON YOUR CREDIT SCORE

Bankruptcy is a legal process where individuals or organizations who are unable to repay creditors can seek relief from their debts. In various instances, a court order imposes bankruptcy, which is often commenced by the debtor. Bankruptcy may help you get debt relief, but it’s important to remember that declaring bankruptcy has a significant, long-term

What is a credit score?

Individuals are forever on a spree to manage their wealth effectively and want to have control over their finances. In this process, it is of utmost importance to maintain creditworthiness. This essentially means being in a financial position that makes one reliable enough to receive financial credit from a credit repair expert. This can be

Why do you need Credit? Why is it so important?

We are surrounded by people who have different lifestyles, privileges, wealth, education, and knowledge. When we see a person with more potential than us, we always aspire to be like him or her.  Example- Today, if you have a small apartment and your subordinate has a big bungalow, you aspire to purchase a bungalow. But